Analyst II, Credit at AFFIRM UK LTD
AFFIRM UK LTD · Remote UK
- Occupation group: Finance & Accounting
- Licensed sponsor: AFFIRM UK LTD
Employer on register 23 October 2026
From the advert
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
As a Merchant Risk Analyst, you will assess financial risk related to credit, fraud and identity associated with the merchants. You will also coordinate with cross-functional partners to assess non-financial risk – brand, reputational, legal and compliance risk.
The ideal candidate will have knowledge or experience in e-commerce underwriting and/or commercial lending. They will also have a solid understanding of evaluating merchant financial risk based on 3rd party data, credit reports, and other merchant attributes. Prior work experience in payments, lending, banking or financial institutions is a plus!
What you’ll do
Assess brand, compliance, fraud and financial risk and determine credit exposure risk on new and existing merchants
Use business credit reports, financial documents, investigative research tools, and financial market data to conduct risk assessment of Affirm’s merchants
Investigate and use new sources of third party data to assess merchant financial risk
Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants
Business Improvement In Execution: Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation
What we look for
3+ years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting
Experience working with cross functional partners across the organization, especially Sales and Business Development teams
Experience reviewing financial documents, business credit reports and payment processor statements
Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution
Compensation & Benefits
Base Pay Grade - G
Equity Grade - 3
Employees new to Affirm typically come in at the…
Advert text as supplied by the employer's job board; it may be a shortened extract.
Summary
Analyst II, Credit at AFFIRM UK LTD in Remote UK. AFFIRM UK LTD is listed on the Home Office register of licensed sponsors (23 October 2026). Read the full job advert and apply on the employer's or job board's site. A sponsor licence means the employer is on the Home Office register. It does not mean this role is sponsored. Check with the employer. This is not immigration advice.
Read the full advert and apply
A sponsor licence means the employer is on the Home Office register. It does not mean this role is sponsored. Check with the employer. This is not immigration advice.